For more information contact us to find out more
Superannuation is a tax effective long-term savings plan that enables you to save money for your retirement.
While you are working your employer must pay compulsory contributions into your super account which is a fund of your choosing. This fund may also receive contributions from you, your spouse and employer as voluntary payments and in some cases the Federal Government may also contribute to your super account. The Federal Government also provides incentives (including tax savings) for you to contribute towards your super. However, there are some limits on the contributions that you can make to super. There are restrictions around when you can access your super. However, when you reach age 65 or your preservation age and have retired, you can access your super savings as a lump sum or receive a regular income stream through a pension account.
A pension account allows you draw a regular income from your super savings while taking advantage of tax concessions for income streams.
Extensive ranges of carefully selected investment funds offer choice and flexibility. This variety enables you to diversify your investment and gain exposure to a range of asset classes, fund managers and investment styles.
Convenience and control through extensive services, including regular portfolio management plans such as; a regular investment plan (Personal Super only), auto-rebalancing and dollar cost averaging plans. You also have access to convenient pension payment options.
Protection for those closest to you is available by tax effectively packaging insurance cover within your superannuation with a choice of Death only or Death and Total & Permanent Disability (TPD).
While you are working your employer must pay compulsory contributions into your super account which is a fund of your choosing
For more information contact us to find out more
We offer our clients the convenience of a full suite of business, accounting and financial services all provided under the one roof. We can assist you with tax and accounting, business advice and planning, audit services, business coaching, risk management, life insurance and income protection, financial planning, financing solutions, wealth creation, investment advice and loan products.
*ODVS Financial Services Pty Ltd ATF The ODVS Unit Trust Trading as ODV Accountants & Financial Services is an Authorised Representative of Millennium3 Financial Services Pty Ltd | ABN 610 94 529 987 Australian Financial Services Licensee - Licence Number 244252 Level 5, 95 Pitt Street – Sydney NSW 2000 Phone 02 9248 0422 Email: admin@m3fs.com.au www.millennium3.com.au
This website is published by ODVS Financial Services Pty Ltd. Darren Cheek 238583 is an authorised representative of Millennium3 Financial Services Pty Ltd (ABN 61 094 529 987, AFSL 244252). The information contained in this website and any of the resources available through it including eBooks, fact sheets, and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances, or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.
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