Total & Permanent Disability

TPD Cover pays a lump sum if you are diagnosed with a total and permanent disability.

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Total & Permanent Disability

TPD Cover pays a lump sum if you are diagnosed with a total and permanent disability. This type of cover compliments your Income Protection and Trauma cover by allowing you a lump sum to eliminate your debts or just have the money to cover the extra expenses you will have due to your total disablement. This may well be wheelchairs or renovations to your house. TPD options also vary from having an ANY occupation definition and a OWN Occupation definition.

Fore more information contact Darren Cheek to discuss your needs Dip (financial Planning) Authorised Representative 238583.

Total & Permanent Disability Services

TPD Cover pays a lump sum if you are diagnosed with a total and permanent disability. This type of cover compliments your Income Protection and Trauma cover by allowing you a lump sum to eliminate your debts or just have the money to cover the extra expenses you will have due to your total disablement. This may well be wheelchairs or renovations to your house. TPD options also vary from having an ANY occupation definition and a OWN Occupation definition.

For more information contact Darren Cheek to discuss your needs Dip (financial Planning) Authorised Representative 238583

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We offer our clients the convenience of a full suite of business, accounting and financial services all provided under the one roof. We can assist you with tax and accounting, business advice and planning, audit services, business coaching, risk management, life insurance and income protection, financial planning, financing solutions, wealth creation, investment advice and loan products.

*ODVS Financial Services Pty Ltd ATF The ODVS Unit Trust Trading as ODV Accountants & Financial Services is an Authorised Representative of Millennium3 Financial Services Pty Ltd | ABN 610 94 529 987 Australian Financial Services Licensee - Licence Number 244252 30 Hickson Road, Millers Point  NSW  2000 Phone 1300 129 450 Email: [email protected] www.millennium3.com.au

The information provided is general in nature. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. This publication is prepared by IOOF for: Millennium3 Financial Services Pty Ltd ABN 61 094 529 987 AFSL 244252. This publication is not available for distribution outside Australia and may not be passed on to any third person without the prior written consent of the Advice Licensees. The views expressed in this publication are solely those of the author; they are not reflective or indicative of the Advice Licensees position and are not to be attributed to the Advice Licensees. They cannot be reproduced in any form without the express written consent of the author.