For more information contact Darren Cheek to discuss your needs Dip (financial Planning) Authorised Representative 238583
Income Protection insurance helps replace your income if you can’t work because of sickness or injury. You can select the type of cover that suits your need as all companies offer a full range of cover options to suit employees and the self-employed alike.
Consider this if you were lucky enough to scale that bean stalk and score a Goose that laid golden eggs, what would you insure? Each time the Goose lays you an egg would you insure them OR would you insure the Goose? Yes you would insure the Goose as without the Goose you won't get any eggs.
We are that Goose, we are laying these eggs by going out and working, earning money and then buying our eggs in the way of Cars, House, Jewellery, TV's etc. Once we have these items we insure them but if we were ever to lose that income then we are just going to slowly lose all those assets to continue living on or have them just taken away if we had loans and mortgages to pay.
Premiums are calculated by your occupation and your amount of monthly benefit. Most companies allow you to insure a maximum of 75% of income with a few allowing 80%. You also can choose benefit periods from 2 yrs to To Age 70 and waiting periods from 14 days to 2 years to suit your needs. You can even have a day 1 waiting period if you are off work from an accident.
There is all this flexibility so talk to us now. For more information contact Darren Cheek to discuss your needs Dip (financial Planning) Authorised Representative 238583.
Income Protection insurance helps replace your income if you can’t work because of sickness or injury. You can select the type of cover that suits your need as all companies offer a full range of cover options to suit employees and the self-employed alike.
For more information contact Darren Cheek to discuss your needs Dip (financial Planning) Authorised Representative 238583
We offer our clients the convenience of a full suite of business, accounting and financial services all provided under the one roof. We can assist you with tax and accounting, business advice and planning, audit services, business coaching, risk management, life insurance and income protection, financial planning, financing solutions, wealth creation, investment advice and loan products.
*ODVS Financial Services Pty Ltd ATF The ODVS Unit Trust Trading as ODV Accountants & Financial Services is an Authorised Representative of Millennium3 Financial Services Pty Ltd | ABN 610 94 529 987 Australian Financial Services Licensee - Licence Number 244252 Level 5, 95 Pitt Street – Sydney NSW 2000 Phone 02 9248 0422 Email: admin@m3fs.com.au www.millennium3.com.au
This website is published by ODVS Financial Services Pty Ltd. Darren Cheek 238583 is an authorised representative of Millennium3 Financial Services Pty Ltd (ABN 61 094 529 987, AFSL 244252). The information contained in this website and any of the resources available through it including eBooks, fact sheets, and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances, or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.
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